The rapid growth of financial technology (FinTech) has significantly transformed the delivery and accessibility of financial services across the world. In recent years, FinTech applications such as digital payment platforms, mobile banking, and online investment tools have gained immense popularity, particularly among the youth. These technologies offer convenience, speed, and accessibility, thereby reshaping the way individuals manage their financial transactions. Understanding the factors that influence the adoption of FinTech applications among young users is essential for promoting digital financial inclusion and sustainable economic development.The present study aims to examine the key factors influencing the adoption of FinTech applications among youth. The research focuses on aspects such as perceived usefulness, ease of use, security and privacy concerns, trust in digital platforms, and technological awareness. Primary data will be collected through a structured questionnaire distributed among 208 young individuals, particularly students and early-career professionals. The collected data will be analyzed to identify the major determinants that encourage or hinder the use of FinTech applications.The findings reveal that the adoption of FinTech platforms is primarily influenced by convenience, technological infrastructure, digital literacy, and trust in security systems, Easy accessibility, faster transactions, and the ability to perform financial activities anytime and anywhere significantly motivate users to adopt digital financial services.