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International Journal of Science, Strategic Management and Technology

An International, Peer-Reviewed, Open Access Scholarly Journal Indexed in recognized academic databases · DOI via Crossref The journal adheres to established scholarly publishing, peer-review, and research ethics guidelines set by the UGC

ISSN: 3108-1762 (Online)
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TECHNOLOGY FOR SUSTAINABILITY: THE FUTURE OF BANKING AND FINANCE

AUTHORS:
Mundunduma Chibambo
Mentor
Dr. Saman Khan
Affiliation
Department of management sharda school of business studies, sharda university, greater noida 201306 india
CC BY 4.0 License:
This article is an open access article distributed under the terms and conditions of the Creative Commons Attribution (CC BY) license, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
Abstract

The rapid advancement of digital technology has transformed the banking and finance sector, creating new opportunities to promote sustainability while improving operational efficiency and customer service. However, financial institutions continue to face increasing pressure to reduce environmental impact, enhance transparency, and support financial inclusion. This study explores how emerging technologies such as artificial intelligence (AI), blockchain, the Internet of Things (IoT), and digital banking platforms contribute to sustainable banking and financial practices.


The research is conducted within the context of growing global concern over climate change, environmental responsibility, and ethical financial operations. A mixed-method researchdesign was adopted, combining quantitative and qualitative approaches. Primary data were collected through structured questionnaires distributed among banking professionals and customers. The collected data were analysed using descriptive statistical methods, including percentages, frequencies, and graphical representation, to identify trends and relationships between technology adoption and sustainability outcomes.

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Chibambo, M. (2026). Technology for Sustainability: The Future of Banking and Finance. International Journal of Science, Strategic Management and Technology, 02(04). https://doi.org/10.55041/ijsmt.v2i4.525

Chibambo, Mundunduma. "Technology for Sustainability: The Future of Banking and Finance." International Journal of Science, Strategic Management and Technology, vol. 02, no. 04, 2026, pp. . doi:https://doi.org/10.55041/ijsmt.v2i4.525.

Chibambo, Mundunduma. "Technology for Sustainability: The Future of Banking and Finance." International Journal of Science, Strategic Management and Technology 02, no. 04 (2026). https://doi.org/https://doi.org/10.55041/ijsmt.v2i4.525.

References
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This article has undergone plagiarism screening and double-blind peer review. Editorial policies have been followed. Authors retain copyright under CC BY-NC 4.0 license. The research complies with ethical standards and institutional guidelines.
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