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International Journal of Science, Strategic Management and Technology

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A STUDY ON RELATIONSHIP BETWEEN ORGANIZATIONAL CULTURE AND CUSTOMER BUYING BEHAVIOR IN INSURANCE SECTOR

AUTHORS:
BALAJI
Mentor
S. MANJULA DEVI
Affiliation
Department of Business Administration, Rathinam Technical Campus, Coimbatore
CC BY 4.0 License:
This article is an open access article distributed under the terms and conditions of the Creative Commons Attribution (CC BY) license, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
Abstract

The insurance sector has become highly competitive due to increasing consumer awareness, technological advancement, and changing customer expectations. Organizational culture plays a significant role in influencing customer trust, satisfaction, service quality, and buying behavior in the insurance industry. The present study titled “A Study on Relationship Between Organizational Culture and Customer Buying Behavior in Insurance Sector” focuses on analyzing the impact of organizational culture on customer buying behavior with special reference to Sureti IMF Pvt. Ltd., Coimbatore. The study evaluates consumer awareness, factors influencing purchase decisions, and the role of marketing and digital channels in shaping insurance buying behavior.


The study adopts a descriptive research design and uses both primary and secondary data sources. Primary data were collected from 150 respondents through a structured questionnaire using convenience sampling. Secondary data were gathered from journals, books, company reports, and online resources. Statistical tools such as percentage analysis, correlation analysis, ANOVA, regression analysis, and One Sample T-Test were used for data interpretation.


The findings reveal that customer awareness regarding insurance products is moderate to high and that marketing campaigns, advertisements, service quality, and digital communication significantly influence buying decisions. Consumers compare multiple insurance products before purchase and show preference toward companies with transparent communication and quality service. The study also identifies that demographic variables such as age, education, and income influence customer buying behavior.


The research concludes that a positive organizational culture strengthens customer satisfaction, trust, loyalty, and purchasing decisions in the insurance sector. The study recommends improving customer education, digital engagement, service efficiency, and awareness programs to enhance organizational performance and customer retention.

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BALAJI, (2026). A Study on Relationship Between Organizational Culture and Customer Buying Behavior in Insurance Sector. International Journal of Science, Strategic Management and Technology, 02(05). https://doi.org/10.55041/ijsmt.v2i5.419

BALAJI, . "A Study on Relationship Between Organizational Culture and Customer Buying Behavior in Insurance Sector." International Journal of Science, Strategic Management and Technology, vol. 02, no. 05, 2026, pp. . doi:https://doi.org/10.55041/ijsmt.v2i5.419.

BALAJI, . "A Study on Relationship Between Organizational Culture and Customer Buying Behavior in Insurance Sector." International Journal of Science, Strategic Management and Technology 02, no. 05 (2026). https://doi.org/https://doi.org/10.55041/ijsmt.v2i5.419.

References
1.Kaur, N., & Singh, R. (2025). Consumer Awareness and Buying Behaviour towards Life Insurance Products in India.

2.Chaudhary, P., & Mehta, S. (2025). Influence of Digital Marketing on Insurance Product Adoption.

3.Rao, T., & Ghosh, A. (2025). Determinants of Insurance Purchase Behaviour in Urban India.

4.Singh, V., & Reddy, M. (2025). Consumer Trust and Satisfaction in Insurance Services.

5.Bhattacharya, S., & Banerjee, K. (2025). Role of Financial Literacy in Insurance Product Adoption.

6.Verma, P., & Singh, R. (2024). Consumer Awareness and Adoption of Insurance Products.

7.Rao, M., & Patel, K. (2024). Impact of Social Media Marketing on Insurance Buying Behaviour.

8.Chadha, A., & Kaur, J. (2024). Role of Financial Literacy in Life Insurance Purchase Decisions.

9.Shukla, N., & Banerjee, R. (2024). Consumer Trust and Insurance Purchase Intentions.

10.Das, S., & Ghosh, T. (2024). Factors Influencing Consumer Buying Behaviour for Health Insurance.
Ethics and Compliance
✓ All ethical standards met
This article has undergone plagiarism screening and double-blind peer review. Editorial policies have been followed. Authors retain copyright under CC BY-NC 4.0 license. The research complies with ethical standards and institutional guidelines.
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