IJSMT Journal

International Journal of Science, Strategic Management and Technology

An International, Peer-Reviewed, Open Access Scholarly Journal Indexed in recognized academic databases · DOI via Crossref The journal adheres to established scholarly publishing, peer-review, and research ethics guidelines set by the UGC

ISSN: 3108-1762 (Online)
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MEASURING THE IMPACT OF MICROFINANCE AND GOVERNMENT SUPPORT ON WOMEN’S LIVELIHOODS

AUTHORS:
Prashant Kumar
Mentor
DR. RASHI GUPTA
Affiliation
CC BY 4.0 License:
This article is an open access article distributed under the terms and conditions of the Creative Commons Attribution (CC BY) license, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
Abstract

This project focuses on the two issues of microfinance and government subsidies and their effect on the lives of women in India and in particular, financial inclusion, generating income and becoming entrepreneurs. Microfinance institutions (MFIs), Self-Help Groups (SHGs) and other government programs, like PMJDY and MUDRA and NRLM and Stand-Up India have been an important factor in economic empowerment of women over the last ten years. The research examines the role of access to small loans, savings mechanism, digital financial services as well as community-based support systems in enhancing financial stability and livelihoods.

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Kumar, P. (2026). Measuring the Impact of Microfinance and Government Support on Women’s Livelihoods. International Journal of Science, Strategic Management and Technology, 02(04). https://doi.org/10.55041/ijsmt.v2i4.143

Kumar, Prashant. "Measuring the Impact of Microfinance and Government Support on Women’s Livelihoods." International Journal of Science, Strategic Management and Technology, vol. 02, no. 04, 2026, pp. . doi:https://doi.org/10.55041/ijsmt.v2i4.143.

Kumar, Prashant. "Measuring the Impact of Microfinance and Government Support on Women’s Livelihoods." International Journal of Science, Strategic Management and Technology 02, no. 04 (2026). https://doi.org/https://doi.org/10.55041/ijsmt.v2i4.143.

References
 

1.Pandhare, A. , Bellampalli, P. N., and Yadava, N. (2024). The effect of microfinance and entrepreneurship on empowerment Self-Help Groups in rural India: transforming the lives of rural women. Journal of Innovation and Entrepreneurship, 13, Article 62

2.Mengstie, B. (2022). Effect of microfinance on economic empowerment of women . Journal of Innovation and Entrepreneurship, 11, Article 55

3.Datta, S., & Sahu, T. N. (2017).  An Empirical Research on the Effect of Microfinance on Empowerment of Women in West Bengal.  Indian  journal of commerce and management studies.

4.George, B. (2019). A Literature Review of Micro Finance and Empowerment of Women. Basic and Applied Research International Journal of Sciences.

5.De Souza, C., & Pai, M. (2012). Microfinance: An Economic and Social Empowerment Research Study of Rural Women in Goa. Arthshastra Indian Journal of Economics and Research.
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This article has undergone plagiarism screening and double-blind peer review. Editorial policies have been followed. Authors retain copyright under CC BY-NC 4.0 license. The research complies with ethical standards and institutional guidelines.
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