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International Journal of Science, Strategic Management and Technology

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ROLE OF AI IN UPLIFTING THE BANKING INDUSTRY

AUTHORS:
Lakshya vashishta
Mentor
Dr. Rashi Gupta
Affiliation
DOI: 10.55041/ijsmt.v2i4.147
CC BY 4.0 License:
This article is an open access article distributed under the terms and conditions of the Creative Commons Attribution (CC BY) license, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
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Abstract

The banking sector has undergone a remarkable transformation with the emergence of Artificial Intelligence (AI). AI refers to intelligent digital systems designed to simulate human thinking abilities such as learning, reasoning, and problem-solving. Over the past decade, financial institutions have increasingly adopted AI technologies to modernize their services, streamline operations, and remain competitive in a rapidly evolving digital environment.

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PUBLICATION DETAILS
Review Type:
Double-Blind Peer Review
License:
CC BY-NC 4.0
Volume/Issue:
Volume 02, Issue 04
Review Rounds:
2
Article Type:
Research Article
Publication Date:
Apr 10 2026
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vashishta, L. (2026). Role of AI in Uplifting the Banking Industry. International Journal of Science, Strategic Management and Technology, 02(04). https://doi.org/10.55041/ijsmt.v2i4.147

vashishta, Lakshya. "Role of AI in Uplifting the Banking Industry." International Journal of Science, Strategic Management and Technology, vol. 02, no. 04, 2026, pp. . doi:https://doi.org/10.55041/ijsmt.v2i4.147.

vashishta, Lakshya. "Role of AI in Uplifting the Banking Industry." International Journal of Science, Strategic Management and Technology 02, no. 04 (2026). https://doi.org/https://doi.org/10.55041/ijsmt.v2i4.147.

References
1.Neha Garg, “A Systematic Literature Review on Artificial Intelligence Technology in Banking,” Academy of Strategic Management Journal, 2024.

2.Dr. Chethan, Munilakshmi R., & Ramesh L., “Role Of Artificial Intelligence In Banking Sector: A Systematic Literature Review,” Educational Administration: Theory and Practice, 2024.

3.Reza Farishy, “The Use of Artificial Intelligence in Banking Industry,” International Journal of Social Service and Research.

4.Ashima Narang, Priyanka Vashisht, Shalini Bhaskar Bajaj, “Artificial Intelligence in Banking and Finance,” International Journal of Innovative Research in Computer Science & Technology.

5.Vinay Kumar Kasula, “AI-driven banking: A review on transforming the financial sector,” World Journal of Advanced Research and Reviews, 2023.

6.Alessandro Castelnovo, “Towards Responsible AI in Banking: Addressing Bias for Fair Decision-Making,” arXiv (2024).

7.Ana Kovacevic, Sonja D. Radenkovic, Dragana Nikolic, “Artificial intelligence and cybersecurity in banking sector: opportunities and risks,” arXiv (2024).

8.Dr. S. Darshan, Mr. A. Hariharan, “The Impact of Artificial Intelligence (AI) on Banking Operations and Customer Service,” Economic Sciences journal.
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✓ All ethical standards met
This article has undergone plagiarism screening and double-blind peer review. Editorial policies have been followed. Authors retain copyright under CC BY-NC 4.0 license. The research complies with ethical standards and institutional guidelines.
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