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International Journal of Science, Strategic Management and Technology

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ISSN: 3108-1762 (Online)
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CREDIT CARD FRAUD DETECTION USING BLOCKCHAIN AND GRASSMANN ALGORITHM

AUTHORS:
Saffana M
Shabana Begum S
Shanmuga Priya N
Raveenaa Sri J
Mentor
Affiliation
Department of Computer Science and Engineering, M.I.E.T Engineering College, Trichy, India.
CC BY 4.0 License:
This article is an open access article distributed under the terms and conditions of the Creative Commons Attribution (CC BY) license, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
Abstract

The rapid expansion of digital payments and e-commerce has significantly increased the risk of credit card fraud, exposing the inadequacy of traditional authentication mechanisms such as passwords, PINs, and CVV codes. These credential-based methods verify only what a person possesses or knows, not who they physically are — a distinction that fraudsters readily exploit.


This project presents a secure online shopping and payment platform that addresses this gap by integrating facial biometric authentication with blockchain-based transaction recording. The Grassmann algorithm is applied for face recognition, enabling robust identity verification across real-world variations in lighting, facial expression, and head orientation. At the point of payment, the system captures a live facial image, processes it through the Grassmann subspace matching framework, and compares it against the registered cardholder's stored biometric profile. Only a verified match permits the transaction to proceed.

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M, S., S, S. B., N, S. P. & J, R. S. (2026). Credit Card Fraud Detection using Blockchain and Grassmann Algorithm. International Journal of Science, Strategic Management and Technology, 02(04). https://doi.org/10.55041/ijsmt.v2i4.276

M, Saffana, et al.. "Credit Card Fraud Detection using Blockchain and Grassmann Algorithm." International Journal of Science, Strategic Management and Technology, vol. 02, no. 04, 2026, pp. . doi:https://doi.org/10.55041/ijsmt.v2i4.276.

M, Saffana,Shabana S,Shanmuga N, and Raveenaa J. "Credit Card Fraud Detection using Blockchain and Grassmann Algorithm." International Journal of Science, Strategic Management and Technology 02, no. 04 (2026). https://doi.org/https://doi.org/10.55041/ijsmt.v2i4.276.

References
[1]. Ali, Abdulalem, et al. "Financial fraud detection based on machine learning: a systematic literature review." Applied Sciences 12.19 (2022): 9637.

[2]. Alarfaj, Fawaz Khaled, et al. "Credit card fraud detection using state-of-the-art machine learning and deep learning algorithms." IEEE Access 10 (2022): 39700–39715.

[3]. Almazroi, Abdulwahab Ali, and Nasir Ayub. "Online payment fraud detection model using machine learning techniques." IEEE Access 11 (2023): 137188–137203.

[4]. Hashemi, Seyedeh Khadijeh, Seyedeh Leili Mirtaheri, and Sergio Greco. "Fraud detection in banking data by machine learning techniques." IEEE Access 11 (2022): 3034–3043.

[5]. Ashfaq, Tehreem, et al. "A machine learning and blockchain based efficient fraud detection mechanism." Sensors 22.19 (2022): 7162.

[6]. Alarfaj, F. K., and Shahzadi, S. "Enhancing fraud detection in banking with deep learning: graph neural networks and autoencoders for real-time credit card fraud prevention." IEEE
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✓ All ethical standards met
This article has undergone plagiarism screening and double-blind peer review. Editorial policies have been followed. Authors retain copyright under CC BY-NC 4.0 license. The research complies with ethical standards and institutional guidelines.
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