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International Journal of Science, Strategic Management and Technology

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MAPPING THE RESEARCH LANDSCAPE OF FINTECH AND FINANCIAL INCLUSION: A BIBLIOMETRIC ANALYSIS

AUTHORS:
Dr Rahul S Mohile
Mentor
Affiliation
Department of Commerce St John College of Humanities and Sciences (Autonomous), Palghar
CC BY 4.0 License:
This article is an open access article distributed under the terms and conditions of the Creative Commons Attribution (CC BY) license, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
Abstract

The rapid progress of financial technology (FinTech) has significantly transformed the global financial environment, particularly by improving financial inclusivity. This study performs an extensive bibliometric analysis to map the research landscape of fintech and financial inclusion. Data were collected from the Dimensions database and analyzed using VOSviewer to identify key research trends, leading authors, countries, journals and institutions. The results indicate that research in this field has expanded considerably in recent years, with emerging economies playing crucial roles. Co-authorship analysis revealed limited collaboration among authors, indicating a fragmented research structure. Conversely, the country-level analysis shows strong global collaboration, with India emerging as a key contributor alongside the United States and United Kingdom. Citation analysis identified prominent journals, such as the SSRN Electronic Journal and World Development, as major sources of influential studies. Additionally, organizational analysis highlights the role of leading institutions, including Harvard University and the World Bank, in shaping the research agenda.

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Mohile, D. R. S. (2026). Mapping the Research Landscape of Fintech and Financial Inclusion: A Bibliometric Analysis. International Journal of Science, Strategic Management and Technology, 02(04). https://doi.org/10.55041/ijsmt.v2i4.457

Mohile, Dr. "Mapping the Research Landscape of Fintech and Financial Inclusion: A Bibliometric Analysis." International Journal of Science, Strategic Management and Technology, vol. 02, no. 04, 2026, pp. . doi:https://doi.org/10.55041/ijsmt.v2i4.457.

Mohile, Dr. "Mapping the Research Landscape of Fintech and Financial Inclusion: A Bibliometric Analysis." International Journal of Science, Strategic Management and Technology 02, no. 04 (2026). https://doi.org/https://doi.org/10.55041/ijsmt.v2i4.457.

References
1.Aris, M., Firmansyah, G., Hakim, S., Bani, P., & Supyan, I. S. (2024). Fintech revolution: Transforming the financial landscape through technological innovation. The Journal of Academic Science, 1(5). https://doi.org/10.59613/4nx7t202

2.Arner, D. W., Barberis, J., & Buckley, R. P. (2016). The evolution of FinTech: A new post-crisis paradigm. Georgetown Journal of International Law, 47(4), 1271–1319.

3.Appugol, T. G., & Naik, B. M. (2025). Financial inclusion and economic development: An approach towards global perspective. Asian Journal of Economics, Business and Accounting, 25(6), 67–74. https://doi.org/10.9734/ajeba/2025/v25i61835

4.Demirgüç-Kunt, A., Klapper, L., Singer, D., Ansar, S., & Hess, J. (2018). The Global Findex Database 2017: Measuring financial inclusion and the FinTech revolution. World Bank Publications.

5.Falaiye, T., Elufioye, O., Awonuga, K., Ibeh, C., Olatoye, F., & Mhlongo, N. (2024). Financial inclusion through technology: A review of trends in emerging markets. International Journal of Management & Entrepreneurship Research, 6(2), 368–379. https://doi.org/10.51594/ijmer.v6i2.776

6.Gomber, P., Koch, J. A., & Siering, M. (2018). Digital finance and FinTech: Current research and future research directions. Journal of Business Economics, 87(5), 537–580.

7.Gozman, D., Liebenau, J., & Mangan, J. (2018). The innovation mechanisms of FinTech start-ups: Insights from SWIFT’s Innotribe competition. Journal of Management Information Systems, 35(1), 145–179.

8.Haddad, C., & Hornuf, L. (2019). The emergence of the global FinTech market: Economic and technological determinants. Small Business Economics, 53(1), 81–105.
Ethics and Compliance
✓ All ethical standards met
This article has undergone plagiarism screening and double-blind peer review. Editorial policies have been followed. Authors retain copyright under CC BY-NC 4.0 license. The research complies with ethical standards and institutional guidelines.
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