IJSMT Journal

International Journal of Science, Strategic Management and Technology

An International, Peer-Reviewed, Open Access Scholarly Journal Indexed in recognized academic databases · DOI via Crossref The journal adheres to established scholarly publishing, peer-review, and research ethics guidelines set by the UGC

ISSN: 3108-1762 (Online)
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SILICON BHARAT: BRIDGING KIRANAS AND KLICKS THROUGH THE AI-HUMAN PARTNERSHIP (AI IN BUSINESS, FINANCE, AND COMMERCE)

AUTHORS:
Manaali P. Bidkar
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CC BY 4.0 License:
This article is an open access article distributed under the terms and conditions of the Creative Commons Attribution (CC BY) license, which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
Abstract

The acceleration of technological progress has been swift, often displaying a higher intellectual capacity than human intelligence. The unveiling of Sophia, the lifelike robot, in 2017 symbolized this shift. However, as AI integrates into everyday life, questions arise regarding the threat to humanity and our ability to control such development. This paper explores the transition of the Indian business landscape specifically in commerce and finance from reactive to proactive systems. By utilizing the "Mirror of Intent" framework, it argues that technology is a reflection of collective human intent. Through case studies of Indian giants like Amul, HUL, and SBI, the paper demonstrates how AI unburdens humans from "robotic" tasks, allowing a shift from "workers" to "pilots" who lead with creativity and empathy.

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Bidkar, M. P. (2026). Silicon Bharat: Bridging Kiranas and Klicks Through the AI-Human Partnership (AI In Business, Finance, and Commerce). International Journal of Science, Strategic Management and Technology, 02(04). https://doi.org/10.55041/ijsmt.v2i4.121

Bidkar, Manaali. "Silicon Bharat: Bridging Kiranas and Klicks Through the AI-Human Partnership (AI In Business, Finance, and Commerce)." International Journal of Science, Strategic Management and Technology, vol. 02, no. 04, 2026, pp. . doi:https://doi.org/10.55041/ijsmt.v2i4.121.

Bidkar, Manaali. "Silicon Bharat: Bridging Kiranas and Klicks Through the AI-Human Partnership (AI In Business, Finance, and Commerce)." International Journal of Science, Strategic Management and Technology 02, no. 04 (2026). https://doi.org/https://doi.org/10.55041/ijsmt.v2i4.121.

References

  1. Agrawal, A., Gans, J., & Goldfarb, A. (2018). Prediction machines: The simple economics of artificial intelligence. Harvard Business Review Press.

  2. Government of India. (2023). The Digital Personal Data Protection Act, 2023. Ministry of Law and Justice. https://www.meity.gov.in

  3. NITI Aayog. (2018). National strategy for artificial intelligence: #AIforAll. https://www.niti.gov.in

  4. Sahay, A., & Sharma, V. (2025). Digital transformation in the Indian retail sector. Journal of Indian Business Research.

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✓ All ethical standards met
This article has undergone plagiarism screening and double-blind peer review. Editorial policies have been followed. Authors retain copyright under CC BY-NC 4.0 license. The research complies with ethical standards and institutional guidelines.
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